01 - In a medium saucepan, combine the oats, milk, water, cinnamon, and salt. Stir to mix.
02 - Bring to a gentle boil over medium heat, then reduce to a simmer.
03 - Add the diced apple and cook, stirring occasionally, for 10–12 minutes, or until the oats are creamy and the apples are tender.
04 - Stir in the maple syrup (or honey) and vanilla extract.
05 - Remove from heat and fold in half of the pecans.
06 - Divide the oatmeal between two bowls. Top with the remaining pecans and any optional toppings. Serve warm.