01 - In a medium bowl or jar, combine rolled oats, coconut milk, Greek yogurt, chia seeds, maple syrup, shredded coconut, vanilla extract, and almond extract if using. Stir thoroughly until all ingredients are well incorporated and the mixture is uniform.
02 - Cover the bowl or jar and place in the refrigerator. Let soak for at least 8 hours or overnight to allow oats to soften completely and flavors to meld together.
03 - Before serving, give the oats a thorough stir. If the mixture appears too thick, add additional coconut milk 1 tablespoon at a time until desired consistency is reached.
04 - Divide the overnight oats evenly between two bowls or jars. Top each serving with toasted coconut flakes, toasted pecans or almonds, and fresh banana slices if desired.
05 - Serve immediately while cold, or store in the refrigerator for up to 3 days for meal prep. Enjoy straight from the refrigerator.